The new standard of wealth
Real bank data, honest AI coaching, and rewards optimization — built for real life.
Why Open Wallet
Your bank knows everything about your money. Now you do too.
Open Wallet connects to your real bank accounts, analyzes your actual spending, and gives you an AI advisor that knows your specific financial situation. Not generic advice. Your advice.
Three things that actually move the needle.
Most financial apps give you data. Open Wallet gives you direction.
Your Financial Age
Find out if you are ahead or behind financially for your age. Calculated from real Federal Reserve benchmark data across savings rate, debt management, and spending habits.
Rewards Optimization
Add your cards once and we tell you exactly which one to use for every purchase. Groceries, dining, travel, Amazon. Never leave cash back or points on the table again.
Open Wallet Advisor
Ask anything about your money. Your advisor knows your actual accounts, real transactions, and specific cards. The advice you get is based on your situation. Not a template.
Pricing
Simple pricing. No surprises.
One plan. Everything included. Cancel anytime.
or $69.99/yearsave 35%
No credit card required to start your trial. Cancel anytime.
256-bit
Bank-level encryption on all connections
Read-only
We can see your data. We cannot move your money.
Zero retention
AI conversations are never stored or used for training